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Balance Current balance owe today now mean credit report.
Pay balances figure to show no more than 79% of your HICR
for a better score fast.
Many financial advisors will say 20% or 50% is
the best figure.
Divide bals by the hicr for each account.
BALS Balance
Current balance we owe today now mean credit report in bold
-------------------------------------------------------------------------------
BAL
BP/CITI *60....752 r1 01/02 600 ---
172 01/02 02
J/
08/90 --- 10
CREDIT CARD
MBNA AMER *8.....19 R1 01/02 13300 ---
3528 12/01 13
I/ 09/99
--- 79
CREDIT CARD
AEDC CR UN*77......78 r1 01/02 ---
2000 1342 01/02 34
C/ 09/97
--- 50
LINE OF CREDIT
CHASE NA *458....71 R1 01/02 15300 ---
13565 01/02 10
I/
03/01 --- 271
CREDIT CARD
FUSA NA *45.....41 R1 01/02 10000 ---
4109 01/02 06
I/
07/01 --- 82
CREDIT CARD
CITIFINANC*8......53 R1 12/01 4500 ---
745 12/01 04
I/
07/01 --- 22
FUSA NA *45......1 R1 12/01 9500 ---
0 11/99 36
I/
12/98 --- ---
CREDIT CARD
TRV BNK *8......88 R1 12/01 6500 ---
0 05
S/
07/01 --- ---
CHARGE
FLEET CC *49.....1 R1 10/01 ---
1500 0 11/98 47
J/
11/97 --- ---
PAID ACCOUNT/ZERO BALANCE
ACCOUNT CLOSED BY CREDIT GRANTOR
BANKAMERIC*41.....28 R1 10/01 6000 ---
0 10/01 41
I/
0
5/98 --- ---
CREDIT CARD
FUSA NA *4......7 R1 02/00 ---
8500 0 09/98 27
A/
08/97 --- ---
ACCOUNT CLOSED BY CONSUMER
PAID ACCOUNT/ZERO BALANCE
FUSA BANK *1.....5 R1 02/00 ---
7000 0 10/99 26
S/
11/97 --- ---
ACCOUNT CLOSED BY CONSUMER
PAID ACCOUNT/ZERO BALANCE
FUSA NA *4.....17 R1 10/99 1500 ---
0 09/98 26
I/
08/97 --- ---
CREDIT CARD
BALS
Balance
Current balance we owe today now mean credit report
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------------------------------------------
AEDC CR UN*7........8 I1 01/02 --- 9450
7665 01/02
C/72222221
02/01 --- 227
AUTO
REGIONS *7......8 I1 12/01 ---
1400 0 11/01 23
I/322222222702
01/00
--- 68
WELLS FARG*5.......8 I1 12/01 --- 107K
100K 12/01 52
J/6822222225 03/97
--- 984
REAL ESTATE MORTGAGE
WFFINANCE *7......2 I1 11/01 ---
493 226 11/01 12
I/872-59663168 10/00
--- 20
AEDC CR UN*7.......78 I1 03/98 --- 7300
0 01/98 04
C/72222201 10/97
--- 180
PAID ACCOUNT/ZERO BALANCE
AUTO
AEDC CR UN*77.......8 I1 10/97 --- 7000
0 08/97 03
C/72222203 06/97
--- 172
PAID ACCOUNT/ZERO BALANCE
AUTO
AEDC CR UN*77.......8 I1 08/96 --- 9400
0 08/96 04
C/72222201 03/96
--- 234
PAID ACCOUNT/ZERO BALANCE
AUTO
BANKAMERIC*77.......8 I1 10/93 --- 14190
0 10/93 62
J/222222222222220 07/88
--- 318
INSTALLMENT TOTALS --- 116943
107891
BALS
Balance
Current balance we owe today now mean credit report
-------------------------------------------------------------------------------
GRAND TOTALS 79000 136316
131352
--- 1745
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