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These are all the headings on your credit report and what they mean. |
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ECOA/ACCOUNT Type of account I individual C co signor J joint A authorized user
If you have ex husband or wife or niece or nephew or son
or daughter that you have cosigned with and now thy are on the rampage,
then you need to check this column and get anything with a J C or
and A closed as fast as possible. Otherwise you risk bad credit be
default. Anything that says I is ok and can be left alone.
-------------------------------------------------------------------------------
MR
BP/CITI *60....752 r1 01/02 600 ---
172 01/02 02
ECOA/ACCOUNT
J/
08/90 --- 10
CREDIT CARD
MBNA AMER *8.....19 R1 01/02 13300 ---
3528 12/01 13
I/ 09/99
--- 79
CREDIT CARD
AEDC CR UN*77......78 r1 01/02 ---
2000 1342 01/02 34
C/ 09/97
--- 50
LINE OF CREDIT
CHASE NA *458....71 R1 01/02 15300 ---
13565 01/02 10
I/
03/01 --- 271
CREDIT CARD
FUSA NA *45.....41 R1 01/02 10000 ---
4109 01/02 06
I/
07/01 --- 82
CREDIT CARD
CITIFINANC*8......53 R1 12/01 4500 ---
745 12/01 04
I/
07/01 --- 22
FUSA NA *45......1 R1 12/01 9500 ---
0 11/99 36
I/
12/98 --- ---
CREDIT CARD
TRV BNK *8......88 R1 12/01 6500 ---
0 05
S/
07/01 --- ---
CHARGE
FLEET CC *49.....1 R1 10/01 ---
1500 0 11/98 47
J/
11/97 --- ---
PAID ACCOUNT/ZERO BALANCE
ACCOUNT CLOSED BY CREDIT GRANTOR
BANKAMERIC*41.....28 R1 10/01 6000 ---
0 10/01 41
I/
0
5/98 --- ---
CREDIT CARD
FUSA NA *4......7 R1 02/00 ---
8500 0 09/98 27
A/
08/97 --- ---
ACCOUNT CLOSED BY CONSUMER
PAID ACCOUNT/ZERO BALANCE
FUSA BANK *1.....5 R1 02/00 ---
7000 0 10/99 26
S/
11/97 --- ---
ACCOUNT CLOSED BY CONSUMER
PAID ACCOUNT/ZERO BALANCE
FUSA NA *4.....17 R1 10/99 1500 ---
0 09/98 26
I/
08/97 --- ---
CREDIT CARD
ECOA/ACCOUNT Type
of account I individual C co signor J joint A authorized user
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------------------------------------------
AEDC CR UN*7........8 I1 01/02 --- 9450
7665 01/02
C/72222221
02/01 --- 227
AUTO
REGIONS *7......8 I1 12/01 ---
1400 0 11/01 23
I/322222222702
01/00
--- 68
WELLS FARG*5.......8 I1 12/01 --- 107K
100K 12/01 52
J/6822222225 03/97
--- 984
REAL ESTATE MORTGAGE
WFFINANCE *7......2 I1 11/01 ---
493 226 11/01 12
I/872-59663168 10/00
--- 20
AEDC CR UN*7.......78 I1 03/98 --- 7300
0 01/98 04
C/72222201 10/97
--- 180
PAID ACCOUNT/ZERO BALANCE
AUTO
AEDC CR UN*77.......8 I1 10/97 --- 7000
0 08/97 03
C/72222203 06/97
--- 172
PAID ACCOUNT/ZERO BALANCE
AUTO
AEDC CR UN*77.......8 I1 08/96 --- 9400
0 08/96 04
C/72222201 03/96
--- 234
PAID ACCOUNT/ZERO BALANCE
AUTO
BANKAMERIC*77.......8 I1 10/93 --- 14190
0 10/93 62
J/222222222222220 07/88
--- 318
INSTALLMENT TOTALS --- 116943 107891
ECOA/ACCOUNT Type of account I individual C
co signor J joint A authorized user
-------------------------------------------------------------------------------
GRAND TOTALS 79000 136316 131352
--- 1745
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