TERM Monthly payments obligation for this account balance due each month. 

Shows how the each monthly payment obligation. 
Go to bottom line and get the total monthly debt. 
Keep total monthly debt lower than 45 % of total gross monthly income

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BANKONE KY*62222216 I1 09/01    --- 19094 16786 09/01 11 
                                                                   TERM 477 per month
J/I000222222222222                   09/00  ---       477 

                                                                            (30-60-90) MAX/DEL days late or past due for history of loan 

FMCC *622222229 I1                    01/01    --- 29589 0 10/00  57  (08-00-00)12/98-I2 

J/JC22222225                              03/96         ---  493                  ****2*******/************ 

PAID ACCOUNT/ZERO BALANCE 

 Above u see 493 per month was 8 times over thirty days late once in the past 2 years or 5 months ago out of a total 57 month period. This account is paid off.



CITIF-KENT*6222222220 I5 07/99        --- 1877 504 09/98 07 (00-00-06) 
                                                             
J/577222222222221         08/96                504 128             5*55555*****/************
   
                                                                                       Above 6 times over 90days late 




CITIF-KENT*6222222220 I1 04/99 --- 2306 0 04/97 31 (05-02-12)03/97-I2 
                                                     
J/577222222222220          08/96       --- 128                   ****555555*5/**5444433222 

PAID ACCOUNT/ZERO BALANCE Above 5 times over 30 days

                                                                              


AEGIS FIN *422222227 I1 03/99 --- 14001 0 03/96 48 (02-00-00) 02/96-I2 
                                                  
S/12228                          12/94      ---    355 

PAID ACCOUNT/ZERO BALANCE 

AUTO 



TICOCREDIT*6222222214 I5 07/98 --- 1235 244 02/97 28 (06-02-12) 
                                                         Looks like 244 is all that is needed to close account paid in full     
I/522228                             02/96        244 68 **555***5**3/**2********* 



INSTALLMENT TOTALS --- 22206 17534 

                                              748 673 
                                                     673 going out per month. If I make 3000 dollars a months this would be a .22 debt to income ratio. Even if I have a good score my debt to income ratio has to be good the get a loan.

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TERM Monthly payments obligation for this account balance due each month. Shows how the monthly payments add up to come up with a debt to income ratio. Keep total monthly debt lower than 45 % of total gross monthly incomes.

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