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These are all the headings on your credit report and what they mean. |
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SSN: 111-11-1111
DOB: 11/15/1900
Current Address: Real Person Way
Real Person, TN 37111
Phone: 931-000-1111
----------------------------------------------------------------------
Spouse Information: Name: Real Persons Wife
SSN: 111-11-1111
BEACON 5.0 SCORE (AUTO FINANCE): 597 00038/00008/00018/00020
SERIOUS DELINQUENCY AND DEROGATORY PUBLIC RECORD OR COLLECTION FILED
TOO MANY INQUIRIES LAST 12 MONTHS
NUMBER OF ACCOUNTS WITH DELINQUENCY
LENGTH OF TIME SINCE DEROGATORY PUBLIC RECORD OR COLLECTION IS TOO SHORT
SSN ISSUED PRIOR-1951 STATE ISSUED-SC
**************************************************************
* ADDRESS DISCREPANCY - NO SUBSTANTIAL DIFFERENCE OCCURRED *
**************************************************************
*REAL PERSON SINCE 05/28/83 FAD 11/19/04 FN-223
addresses
FN-
BDS-DATE OF BIRTH AND SS#
01 ES-HSSS OPER,ACORDIS IND FIBERS,,,,VER 04/01
02 EF-,UNKNOWN
03 E2-WEAVER,WEST POINT PEPPERELL,,,EMP 04/82,VER 09/83
*SUM-01/87-11/04,PR/OI-YES,COLL-YES,FB-NO, ACCTS:17,HC$0-30257, 12-ONES, 1-NINE
, 4-OTHERS, HIST DEL- 1-TWO, 1-FIVE.
INQUIRY ALERT - SUBJECT SHOWS 9 INQUIRIES SINCE 08/04
****** PUBLIC RECORDS OR OTHER INFORMATION ******
04 09/96 W E P 721VF16, 96 82985,JOINT, PERSONAL,CH-13 FILED
************************************************
****** COLLECTION ITEMS ******
LIST RPTD AMT/BAL DLA/ECOA AGENCY/CLIENT STATUS/SERIAL
06/04 07/04 $300 02/04* 862YC47 NCO FIN/51 UNPAID
$300 I 1111111
MEDICAL
11/01 01/02 $132 08/98* 827YA19 HCBC CLCT UNPAID
$133 I Billion COUNTY 111111
*****************************
FIRM / IDENT CODE CS RPTD LIMIT HICR BAL $ DLA MR (30-60-90+)MAX/DEL
ECOA/ACCOUNT NUMBER OPND P/DUE TERM 24 MONTH HISTORY
-------------------------------------------------------------------------------
CAP 1 BANK*85000000 R1 10/04 --- 445 53 10/04 31 (01-00-00)
1/02 --- 15 *****2******/************
CREDIT CARD
HHLD BANK *163B000000 R1 10/03 --- 300 0 01
I/ 08/03 --- ---
ACCOUNT CLOSED AT CONSUMERS REQUEST
CLOSED OR PAID ACCOUNT/ZERO BALANCE
CAP 1 FSB *484000000 R1 10/01 --- 0 0 10/01 07
I/ 03/01 --- ---
CLOSED OR PAID ACCOUNT/ZERO BALANCE
ACCOUNT CLOSED BY CREDIT GRANTOR
REVOLVING TOTALS --- 745 53
--- 15
-------------------------------------------------------------------------------
VERIZON *400000000 O9 04/03 --- 823 823 09/01
I/ 02/99 823 ---
CHARGED OFF ACCOUNT
UTILITY
OPEN TOTALS --- 823 823
823 ---
-------------------------------------------------------------------------------
FAMILY SAV*4000000 I1 11/04 --- 2500 0 04/96 60
I/6183204 04/95 --- 88
FAMILY SAV*4000000 I1 11/04 --- 7695 0 09/95 60
I/6183202 02/94 --- 187
FRIEDMAN'S*4000000 I1 10/04 --- 708 0 10/04 09
I/15350209800020 12/03 --- 70
CLOSED OR PAID ACCOUNT/ZERO BALANCE
TRANSOUTH *6000000000 I1 09/04 --- 26060 23916 09/04 06
I/2234331301 03/04 --- 464
AUTO
CITZ COMM *7700000000 I1 08/04 --- 520 520 08/04 01
I/65170260 --- 90
UNSECURED
FAMILY SAV*4000000 I1 07/04 --- 6950 0 05/01 56 (00-00-13)04/01-I5
I/6183205 09/95 --- 187
CLOSED OR PAID ACCOUNT/ZERO BALANCE
AUTO
WFS FIN *180000000 I1 03/04 --- 8850 0 03/04 09
S/517920029174 06/03 --- 208
AUTO
REGIONS MT*000000000 I1 05/96 --- 30257 0 03/96 44
J/7323051455 01/87 --- 275
CLOSED OR PAID ACCOUNT/ZERO BALANCE
RDSTNE FCU*8200000000 I1 12/95 --- 13942 --- 11/95 02
M/58396965 09/95 --- 286
INSTALLMENT TOTALS --- 40522 24436
--- 840
-------------------------------------------------------------------------------
GRAND TOTALS --- 42090 25312
823 855
-------------------------------------------------------------------------------
MARLIN INT*4000000 10/04 --- --- --- 07/01
I/
INCLUDED IN BANKRUPTCY
CAP 1 BANK*85000000 09/04 --- --- --- 09/01
I/ 03/00
INCLUDED IN BANKRUPTCY
CREDIT CARD
PROVIDIAN *160000000 02/03 --- --- --- 07/01
I/ 12/99
INCLUDED IN BANKRUPTCY
CREDIT CARD
AMOUNT IN H/C COLUMN IS CREDIT LIMIT
WACHOV MTG 4000000 04/01 --- --- --- 10/98
J/ 04/96
INCLUDED IN CHAPTER 13
REAL ESTATE MORTGAGE
*INQS-CITI 404ON267 11/19/04 LANDSAFE 180ZB07577 11/10/04
GECCCC 404FF3795 09/27/04 PIONEER 394FP155 09/27/04
CITIZCOMM 772BB46682 09/27/04 WRIKERPO 772AN41837 09/15/04
PIGGYBK 772FP41914 09/03/04 THMPSN FRD 772AN42131 08/17/04
DACHRYSLER 401FA146 08/11/04 RUSSBARNT 772AU42800 07/16/04
DACHRYSLER 401FA146 07/16/04 TRNSTH 401FP22628 07/16/04
HAFC 181FA1113 07/16/04 CCB 161OC1404 07/01/04
CITIFINANC 801FP13013 06/16/04 HBNA NV CT 164BB4009 04/16/04
TRNSTH 401FP22628 03/10/04 HAFC 181FA1113 03/08/04
AMERICRDT 682FA7926 03/08/04 CAPONEAUTO 682FA6126 03/08/04
ONYX 401FA3405 03/08/04 WFFINACCPT 496FA2437 03/08/04
NATLAUTOFN 648FA5080 03/08/04 THMPSN FRD 772AN42131 03/03/04
WFS FIN 180FA4019 03/03/04 TRNSTH 401FP22628 03/03/04
CB COLLECT 825YC15013 02/23/04 CAPONEAUTO 682FA6126 02/12/04
A&AMTRS 772AU41222 01/08/04 UNTD CNSMR 645FP8941 12/03/03
GTWY/CBUSA 616ZR4966 12/02/03 LANDSAFE 180ZB07577 11/18/03
WFS FIN 180FA4019 10/31/03 CAPONEAUTO 682FA6126 10/28/03
CITIZCOMM 772BB46682 10/20/03 AMERICRDT 682FA7926 06/19/03
ONYX 401FA3405 06/18/03 TRANSOUTH 401FP22726 06/18/03
MANCHESTER 234AN32522 06/17/03 AMERICRDT 682FA7926 06/17/03
ONYX 401FA3405 06/17/03 A&AMTRS 772AU41222 06/17/03
WFS FIN 180FA4019 06/17/03 WRIKERPO 772AN41837 03/21/03
DISCOVER 155ON2743 12/11/02
* MEMBER # COMP. NAME TELEPHONE * MEMBER # COMP. NAME TELEPHONE
862YC47 NCO FIN/51 800-2953884 827YA19 HCBC CLCT 334-3963000
850BB1498 CAP 1 BANK MAIL ONLY 163BB17492 HHLD BANK MAIL ONLY
484BB1456 CAP 1 FSB MAIL ONLY 401UT1469 VERIZON 800-8521922
428FC36 FAMILY SAV 256-5439530 460JA301 FRIEDMAN'S 800-5459033
682FP18295 TRANSOUTH MAIL ONLY 772BB11923 CITZ COMM 615-9673342
180FA5099 WFS FIN MAIL ONLY 827FM1034 REGIONS MT 334-2233844
825FC15053 RDSTNE FCU 256-8376110 405FY12 MARLIN INT 866-8465106
163BB25312 PROVIDIAN MAIL ONLY 456FM469 WACHOV MTG 919-8816000
404ON267 CITI MAIL ONLY 404FF3795 GECCCC 937-5346950
394FP155 PIONEER 931-9623323 772BB46682 CITIZCOMM 931-9673342
772AN41837 WRIKERPO 931-9674513 772FP41914 PIGGYBK 931-7231212
772AN42131 THMPSN FRD 931-4554564 401FA146 DACHRYSLER 770-3031400
772AU42800 RUSSBARNT 931-9679000 401FP22628 TRNSTH MAIL ONLY
181FA1113 HAFC 619-7936300 161OC1404 CCB 800-2438766
801FP13013 CITIFINANC 931-9675799 164BB4009 HBNA NV CT MAIL ONLY
682FA7926 AMERICRDT 817-3027424 682FA6126 CAPONEAUTO 800-9460332
401FA3405 ONYX 800-2106699 496FA2437 WFFINACCPT 800-3577501
648FA5080 NATLAUTOFN 502-8215252 180FA4019 WFS FIN 949-7271000
772AU41222 A&AMTRS 615-4556066 645FP8941 UNTD CNSMR 440-8353230
616ZR4966 GTWY/CBUSA 605-3365660 401FP22726 TRANSOUTH MAIL ONLY
234AN32522 MANCHESTER 931-7283548 155ON2743 DISCOVER MAIL ONLY
BEACON 5.0 SCORE (AUTO FINANCE): 570 00038/00031/00016/00018
SERIOUS DELINQUENCY AND DEROGATORY PUBLIC RECORD OR COLLECTION FILED
TOO FEW ACCOUNTS WITH RECENT PAYMENT INFORMATION
LACK OF RECENT REVOLVING ACCOUNT INFORMATION
NUMBER OF ACCOUNTS WITH DELINQUENCY
SSN ISSUED-78 STATE ISSUED-TN
*****************************************************************************
* ADDRESS DISCREPANCY - A SUBSTANTIAL DIFFERENCE OCCURRED *
*****************************************************************************
*REAL PERSONS WIFE SINCE 12/30/84 FAD 11/10/04 FN-263
2 Addresses
FN-MAIDEN NAME
AGE-00, SS#
01 ES-JOB 1
02 EF-Job 2
03 E2-Job 3
*SUM-01/87-11/04,PR/OI-YES,COLL-NO,FB-NO, ACCTS:6,HC$89-30257, 3-ONES, 3-OTHERS
.
INQUIRY ALERT - SUBJECT SHOWS 4 INQUIRIES SINCE 08/04
****** PUBLIC RECORDS OR OTHER INFORMATION ******
04 09/96 W E P 70000, 96 82985,JOINT, PERSONAL,CH-13 FILED
************************************************
*****************************
FIRM / IDENT CODE CS RPTD LIMIT HICR BAL $ DLA MR (30-60-90+)MAX/DEL
ECOA/ACCOUNT NUMBER OPND P/DUE TERM 24 MONTH HISTORY
-------------------------------------------------------------------------------
CAP 1 BANK*80000000 R1 11/01 --- 89 0 11/01 04
I/ 07/01 --- ---
CLOSED OR PAID ACCOUNT/ZERO BALANCE
ACCOUNT CLOSED BY CREDIT GRANTOR
REVOLVING TOTALS --- 89 ---
--- ---
-------------------------------------------------------------------------------
WFS FIN *180000 I1 11/03 --- 8850 --- 11/03 05
S/517920029174 06/03 --- 208
AUTO
REGIONS MT*820000 I1 05/96 --- 30257 0 03/96 44
J/7323051455 01/87 --- 275
CLOSED OR PAID ACCOUNT/ZERO BALANCE
INSTALLMENT TOTALS --- 8850 ---
--- 208
-------------------------------------------------------------------------------
GRAND TOTALS --- 8939 ---
--- 208
-------------------------------------------------------------------------------
CAP 1 BANK*850BB1498 11/04 --- --- --- 08/01
I/ 12/99
INCLUDED IN BANKRUPTCY
CREDIT CARD
PROVIDIAN *163BB25312 02/03 --- --- --- 07/01
I/ 08/98
INCLUDED IN BANKRUPTCY
CREDIT CARD
AMOUNT IN H/C COLUMN IS CREDIT LIMIT
WACHOV MTG 456FM469 11/99 --- --- ---
J/ 04/96
INCLUDED IN CHAPTER 13
REAL ESTATE MORTGAGE
*INQS-LANDSAFE 180ZB07577 11/10/04 GECCCC 404FF3795 09/27/04
PIONEER 394FP155 09/27/04 DACHRYSLER 401FA146 08/11/04
RUSSBARNT 772AU42800 07/16/04 DACHRYSLER 401FA146 07/16/04
TRNSTH 401FP22628 07/16/04 HAFC 181FA1113 07/16/04
CITIFINANC 801FP13013 06/16/04 HAFC 181FA1113 03/08/04
AMERICRDT 682FA7926 03/08/04 CAPONEAUTO 682FA6126 03/08/04
ONYX 401FA3405 03/08/04 WFFINACCPT 496FA2437 03/08/04
NATLAUTOFN 648FA5080 03/08/04 THMPSN FRD 772AN42131 03/03/04
A&AMTRS 772AU41222 01/08/04 LANDSAFE 180ZB07577 11/18/03
CITIZCOMM 772BB46682 10/21/03 A&AMTRS 772AU41222 06/17/03
WFS FIN 180FA4019 06/17/03
* MEMBER # COMP. NAME TELEPHONE * MEMBER # COMP. NAME TELEPHONE
850BB1498 CAP 1 BANK MAIL ONLY 180FA5099 WFS FIN MAIL ONLY
827FM1034 REGIONS MT 334-2233844 163BB25312 PROVIDIAN MAIL ONLY
456FM469 WACHOV MTG 919-8816000 404FF3795 GECCCC 937-5346950
394FP155 PIONEER 931-9623323 401FA146 DACHRYSLER 770-3031400
772AU42800 RUSSBARNT 931-9679000 401FP22628 TRNSTH MAIL ONLY
181FA1113 HAFC 619-7936300 801FP13013 CITIFINANC 931-9675799
682FA7926 AMERICRDT 817-3027424 682FA6126 CAPONEAUTO 800-9460332
401FA3405 ONYX 800-2106699 496FA2437 WFFINACCPT 800-3577501
648FA5080 NATLAUTOFN 502-8215252 772AN42131 THMPSN FRD 931-4554564
772AU41222 A&AMTRS 615-4556066 772BB46682 CITIZCOMM 931-9673342
180FA4019 WFS FIN 949-7271000
&
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